Welcome to ANZ Balance Visa

Online Account


  • Check your Reward Points balance
  • Redeem Online
  • View your Rewards Statement
Log onRegister


We want to let you know that we are currently experiencing high call volumes which is resulting in longer than normal wait times. In the current uncertainty surrounding COVID-19, the personal wellbeing of our customers and people remains our priority. For redemptions of physical gift cards there may be some delays as a result.

We apologise for any inconvenience this may cause and thank you for your patience.

Latest Scam Alert: Customers are reminded that ANZ will never send you an email/SMS asking for your account or financial details, or your log in details for ANZ Phone Banking, ANZ Mobile Banking or ANZ Internet Banking. For more information on how to protect yourself, please visit the ANZ Security Centre at www.anz.com.au/security.


The credit card that rewards you for reducing your balance.


With ANZ Balance Visa, you earn Reward Points for repayments you make, whether you're paying your account in full, or only making a part repayment. You'll earn 0.5 Reward Point for every $1 you repay to your balance including your balance transfers, fees, interest, cash advances and even your monthly minimum repayments1.

With ANZ Balance Visa, you'll find that redeeming your Reward Points is just as easy as earning them. You can choose an easy Auto-Redemption option where you can pre-select your reward and it will be automatically delivered once you have earned sufficient Reward Points, or choose to save up your Reward Points and redeem them anytime you like.

Redeeming and managing your Reward Points is easy.

To redeem your Reward Points, check your Reward Points balance or review your Rewards Statement online, simply register above or log on if you've already registered. It's the fastest, easiest way to manage your ANZ Balance Visa Reward Points.

You'll find there's a great range of Shopping Vouchers and Gift Cards from some of Australia's leading retailers. You can also choose to redeem your Reward Points for Cashback on your ANZ Balance Visa.

Register or log on now and have fun!

1. Reward Points are not earned on
Cashbacktransactions to your account.


Important note: To opt out of receiving Auto-Redemption notifications via SMS or email please go to Manage Auto-Redemptions and cancel your Auto-Redemption.
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